The U.S. Housing and Urban Development’s (HUD) Section 8 Housing Assistance Payments Program was established in 1974. It provides project-based and tenant-based housing assistance to low-income persons who rent. It has been one of the best possible uses of federal funds, because it countermands need for costly welfare-type expenditures. For example, sheltering seniors and persons with “certain disabilities” with low incomes who are willing, able, and eager to live independently. (Most low-income seniors are not frail and do not need costly “assisted living.”) When you and your landlord qualify under Section 8 for tenant-based housing assistance, you pay one third of your income for rent, and the balance subsidized.
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