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What About Quake Insurance? 

There are some who are under the mistaken impression that their homeowner’s insurance will cover damage to their home and possessions caused by an earthquake.  

One way to try and protect your most valuable asset is to buy earthquake insurance. Although policies seem to have improved in recent years, they are still expensive and usually carry a fairly high deductible amount in case of a loss.  

Before buying such a policy, be sure and investigate your options carefully. If your home is properly retrofitted (or built since codes became more rigorous), your need for earthquake insurance has gone down significantly, and some say in this case you have no need for earthquake insurance.  

Larry Guillot is owner of QuakePrepare, an earthquake consulting, securing, and kit supply service. Call him at 558-3299, or visit www.quakeprepare.com.